Towing and Recovery

This program is intended for towing and recovery accounts whose primary operation is the recovery, towing, transporting and storage of motor vehicles. Additional exposures may be considered on case-by-case basis.

  • General liability up to $1,000,000 / $2,000,000
  • Auto Liability up to $1,000,000 CSL
  • Auto Physical Damage
  • Building, Personal Property, Gates Walls & Fences
  • Garagekeepers Legal Liability – no per vehicle limit
  • Limited Pollution Coverage
  • Miscellaneous Scheduled Equipment up to $150,000
  • Premises Leased to Others Coverage
  • Hired and Non-Owned Auto
  • Lien Sales E&O Coverage
  • Time Element–$10,000 included with Property
  • On Hook / Cargo
  • Blanket Additional Insured Form Available
  • Damage to Premises Rented to You up to $100,000 is included
Here's a brief description of some of the eligibility criteria:
  • Insureds with three or more years in business are preferred, but clients with less experience may be considered in the program.
  • Accounts should have ownership/management with three or more years' management experience in the towing industry. Operators must have a minimum of three years' experience driving tow and/or transport vehicles or be provided with adequate training, instruction and supervision by the account.
  • Coverage is available from single unit accounts up to large fleets.
  • All operators must have current valid commercial driver's licenses suited to the vehicles they operated.
  • Operators must be at least 21 years of age.